killerloanapps · live: India · Sri Lanka · historical: India · Nigeria · deleted · methodology
Loan App for Instant Personal Loan Online - NIRA [India] lending
32 elevated (partial) · installs 1,000,000+ · rating 4.4358034 (53522) · updated 1608551174000
Corpus: India historical · harvested 2022-02-27
Risk signals, not verdicts. Scores flag indicators of abusive-lending behaviour from public app-store data. A high score is not proof of illegality; a low score is not a safety certificate. See methodology.
Score breakdown (rubric 0.2)
| Indicator family | Weight | Score |
|---|---|---|
| I1 Brand & ASO abuse | w=15 | 0/100 |
| I2 I2 | w=? | 0/100 |
| I3 I3 | w=? | |
| I4 I4 | w=? | 60/100 |
| I5 I5 | w=? | |
| I6 Permission excess | w=15 | 100/100 |
| I7 I7 | w=? |
Triggered signals
- none
Paperwork
| Developer | NIRA+-+Instant+Personal+Loan+App |
| Legal entity | — |
| Legal email | — |
| Legal address | — |
| Legal phone | — |
| Developer email | support@nirafinance.com |
| Website | https://www.nirafinance.com |
| Privacy policy | https://nirafinance.com/privacy-policy |
| Released | — |
| Version | 6.4.4 |
| Play listing | https://play.google.com/store/apps/details?id=com.nirafinance.customer&hl=en&gl=us |
Permissions (25 total, 16 dangerous)
- Camera: take pictures and videos
- Contacts: find accounts on the device
- Contacts: modify your contacts
- Contacts: read your contacts
- Device ID & call information: read phone status and identity
- Identity: find accounts on the device
- Location: approximate location (network-based)
- Location: precise location (GPS and network-based)
- Other: full network access
- Other: view network connections
- Phone: read phone status and identity
- Photos/Media/Files: modify or delete the contents of your USB storage
- Photos/Media/Files: read the contents of your USB storage
- Storage: modify or delete the contents of your USB storage
- Storage: read the contents of your USB storage
- read your text messages (SMS or MMS)
Full permission list in the dataset repo. Permissions captured at harvest time; apps update silently.