killerloanapps · live: India · Sri Lanka · historical: India · Nigeria · deleted · methodology
RING by Kissht: Personal Loan [India] lending
17 low (partial) · installs 50,000,000+ · rating 4.867762 (1193494) · updated 1788263692000
Corpus: India live · harvested 2026-09-21
Risk signals, not verdicts. Scores flag indicators of abusive-lending behaviour from public app-store data. A high score is not proof of illegality; a low score is not a safety certificate. See methodology.
Score breakdown (rubric 0.2)
| Indicator family | Weight | Score |
|---|---|---|
| I1 Brand & ASO abuse | w=15 | 0/100 |
| I2 I2 | w=? | 0/100 |
| I3 I3 | w=? | 0/100 |
| I4 I4 | w=? | 0/100 |
| I5 I5 | w=? | |
| I6 Permission excess | w=15 | 90/100 |
| I7 I7 | w=? |
Triggered signals
- none
Paperwork
| Developer | OnEMI Technology Solutions Limited |
| Legal entity | ONEMI TECHNOLOGY SOLUTIONS LIMITED |
| Legal email | developer@paywithring.com |
| Legal address | 10th, Office Unit No 2,3 & 4, Tower 4, Equinox, Business Park, LBS Marg, Kurla W,, Mumbai, Maharashtra 400070, India |
| Legal phone | +91 80 6824 9277 |
| Developer email | developer@paywithring.com |
| Website | https://paywithring.com/ |
| Privacy policy | https://paywithring.com/consumer/privacy-policy |
| Released | Dec 13, 2021 |
| Version | 3.0.2 |
| Play listing | — |
Permissions (18 total, 7 dangerous)
- Device & app history: approximate location (network-based)
- Device & app history: precise location (GPS and network-based)
- Device & app history: read phone status and identity
- Device & app history: read your text messages (SMS or MMS)
- Other: change network connectivity
- Other: full network access
- Other: view network connections
Full permission list in the dataset repo. Permissions captured at harvest time; apps update silently.