killerloanapps · live: India · Sri Lanka · historical: India · Nigeria · deleted · methodology
Instant Personal Loan : InCred [India] lending
14 low (partial) · installs 5,000,000+ · rating 4.577423 (57579) · updated 1789031085000
Corpus: India live · harvested 2026-09-21
Risk signals, not verdicts. Scores flag indicators of abusive-lending behaviour from public app-store data. A high score is not proof of illegality; a low score is not a safety certificate. See methodology.
Score breakdown (rubric 0.2)
| Indicator family | Weight | Score |
|---|---|---|
| I1 Brand & ASO abuse | w=15 | 0/100 |
| I2 I2 | w=? | 0/100 |
| I3 I3 | w=? | 0/100 |
| I4 I4 | w=? | 0/100 |
| I5 I5 | w=? | |
| I6 Permission excess | w=15 | 72/100 |
| I7 I7 | w=? |
Triggered signals
- none
Paperwork
| Developer | Incred Financial Services Limited |
| Legal entity | INCRED FINANCIAL SERVICES LIMITED |
| Legal email | tech.connect@incred.com |
| Legal address | Unit No. 1203, 12th Floor, B Wing,the Capital, Plot No. C-70, G Block, Bkc, Mumbai, Maharashtra 400051, India |
| Legal phone | +91 86554 21918 |
| Developer email | care@incred.com |
| Website | https://www.incred.com |
| Privacy policy | https://www.incred.com/privacypolicy.html |
| Released | Sep 11, 2017 |
| Version | 7.140.0 |
| Play listing | — |
Permissions (16 total, 5 dangerous)
- Device & app history: approximate location (network-based)
- Device & app history: read your text messages (SMS or MMS)
- Device & app history: receive text messages (SMS)
- Other: full network access
- Other: view network connections
Full permission list in the dataset repo. Permissions captured at harvest time; apps update silently.