killerloanapps · live: India · Sri Lanka · historical: India · Nigeria · deleted · methodology

MobiKwik: Loans, UPI & Wallet [India] lending

19 low (partial) · installs 100,000,000+ · rating 4.4183183 (3529402) · updated 1789651638000

Corpus: India live · harvested 2026-09-21

Risk signals, not verdicts. Scores flag indicators of abusive-lending behaviour from public app-store data. A high score is not proof of illegality; a low score is not a safety certificate. See methodology.

Score breakdown (rubric 0.2)

Indicator family	Weight	Score
I1 Brand & ASO abuse	w=15	0/100
I2 I2	w=?	0/100
I3 I3	w=?	0/100
I4 I4	w=?	0/100
I5 I5	w=?	/100
I6 Permission excess	w=15	100/100
I7 I7	w=?	/100

Triggered signals

none

Paperwork

Developer	One MobiKwik Systems Limited
Legal entity	ONE MOBIKWIK SYSTEMS LIMITED
Legal email	feedback@mobikwik.com
Legal address	Unit 102, 1st Floor, Block-B,, Pegasus One, Golf Course Road Sector-53, Gurugram, Haryana 122003, India
Legal phone	+91 80 3797 1900
Developer email	feedback@mobikwik.com
Website	https://www.mobikwik.com
Privacy policy	https://www.mobikwik.com/privacypolicy
Released	Aug 25, 2012
Version	23.72.4
Play listing	—

Permissions (28 total, 14 dangerous)

Device & app history: add or remove accounts
Device & app history: approximate location (network-based)
Device & app history: find accounts on the device
Device & app history: modify or delete the contents of your USB storage
Device & app history: precise location (GPS and network-based)
Device & app history: read phone status and identity
Device & app history: read the contents of your USB storage
Device & app history: read your contacts
Device & app history: read your text messages (SMS or MMS)
Device & app history: receive text messages (SMS)
Device & app history: send SMS messages
Other: change network connectivity
Other: full network access
Other: view network connections

Full permission list in the dataset repo. Permissions captured at harvest time; apps update silently.