killerloanapps · live: India · Sri Lanka · historical: India · Nigeria · deleted · methodology
Freo - UPI, Insurance, Loans [India] lending
19 low (partial) · installs 5,000,000+ · rating 4.1560597 (141348) · updated 1789243283000
Corpus: India live · harvested 2026-09-21
Risk signals, not verdicts. Scores flag indicators of abusive-lending behaviour from public app-store data. A high score is not proof of illegality; a low score is not a safety certificate. See methodology.
Score breakdown (rubric 0.2)
| Indicator family | Weight | Score |
|---|---|---|
| I1 Brand & ASO abuse | w=15 | 0/100 |
| I2 I2 | w=? | 0/100 |
| I3 I3 | w=? | 0/100 |
| I4 I4 | w=? | 0/100 |
| I5 I5 | w=? | |
| I6 Permission excess | w=15 | 100/100 |
| I7 I7 | w=? |
Triggered signals
- none
Paperwork
| Developer | Freo |
| Legal entity | MWYN TECH PRIVATE LIMITED |
| Legal email | mktg@freo.money |
| Legal address | Alpha Building, Sigma Soft Tech Park, No 7, Whitefield Road, Ramagondanahalli, Varthur Hobli, Bengaluru, Karnataka 560066, India |
| Legal phone | +91 74062 75012 |
| Developer email | hello@freo.money |
| Website | https://freo.money/ |
| Privacy policy | https://freopay.com/privacy-policy/ |
| Released | Feb 26, 2021 |
| Version | 3.6.4 |
| Play listing | — |
Permissions (17 total, 9 dangerous)
- Device & app history: approximate location (network-based)
- Device & app history: precise location (GPS and network-based)
- Device & app history: read phone status and identity
- Device & app history: read your contacts
- Device & app history: read your text messages (SMS or MMS)
- Device & app history: receive text messages (SMS)
- Device & app history: send SMS messages
- Other: full network access
- Other: view network connections
Full permission list in the dataset repo. Permissions captured at harvest time; apps update silently.