killerloanapps · live: India · Sri Lanka · historical: India · Nigeria · deleted · methodology
NIRA Instant Personal Loan App [India] lending
17 low (partial) · installs 10,000,000+ · rating 4.4356236 (359060) · updated 1789633887000
Corpus: India live · harvested 2026-09-21
Risk signals, not verdicts. Scores flag indicators of abusive-lending behaviour from public app-store data. A high score is not proof of illegality; a low score is not a safety certificate. See methodology.
Score breakdown (rubric 0.2)
| Indicator family | Weight | Score |
|---|---|---|
| I1 Brand & ASO abuse | w=15 | 0/100 |
| I2 I2 | w=? | 0/100 |
| I3 I3 | w=? | 0/100 |
| I4 I4 | w=? | 0/100 |
| I5 I5 | w=? | |
| I6 Permission excess | w=15 | 90/100 |
| I7 I7 | w=? |
Triggered signals
- none
Paperwork
| Developer | NIRA - Instant Personal Loan App |
| Legal entity | Shuhari Tech Ventures Private Limited |
| Legal email | Nupur.gupta@nirafinance.com |
| Legal address | Plot No. 709, 7th main road, 80 ft road, Indiranagar, Bengaluru, Karnataka 560038, India |
| Legal phone | +91 95136 22391 |
| Developer email | support@nirafinance.com |
| Website | https://www.nirafinance.com |
| Privacy policy | https://nirafinance.com/privacy-policy |
| Released | Apr 23, 2018 |
| Version | 8.1.8 |
| Play listing | — |
Permissions (16 total, 9 dangerous)
- Device & app history: add or modify calendar events and send email to guests without owners' knowledge
- Device & app history: approximate location (network-based)
- Device & app history: directly call phone numbers
- Device & app history: find accounts on the device
- Device & app history: read calendar events plus confidential information
- Device & app history: read phone status and identity
- Device & app history: read your text messages (SMS or MMS)
- Other: full network access
- Other: view network connections
Full permission list in the dataset repo. Permissions captured at harvest time; apps update silently.