killerloanapps · live: India · Sri Lanka · historical: India · Nigeria · deleted · methodology

Home Credit: Personal Loan App [India] lending

17 low (partial) · installs 10,000,000+ · rating 4.5430255 (743027) · updated 1788231593000

Corpus: India live · harvested 2026-09-21

Risk signals, not verdicts. Scores flag indicators of abusive-lending behaviour from public app-store data. A high score is not proof of illegality; a low score is not a safety certificate. See methodology.

Score breakdown (rubric 0.2)

Indicator family	Weight	Score
I1 Brand & ASO abuse	w=15	0/100
I2 I2	w=?	0/100
I3 I3	w=?	0/100
I4 I4	w=?	0/100
I5 I5	w=?	/100
I6 Permission excess	w=15	90/100
I7 I7	w=?	/100

Triggered signals

none

Paperwork

Developer	Home Credit India Finance Private Limited
Legal entity	Home Credit India Finance Private Limited
Legal email	anurag.khanna@homecredit.co.in
Legal address	Third Floor, Tower C, DLF Infinity Towers,, DLF Cyber City, Phase II,, Gurugram, Haryana 122002, India
Legal phone	+91 92052 66436
Developer email	care@homecredit.co.in
Website	https://www.homecredit.co.in/
Privacy policy	https://www.homecredit.co.in/privacy-policy
Released	Apr 10, 2017
Version	4.66.2
Play listing	—

Permissions (18 total, 11 dangerous)

Device & app history: add or modify calendar events and send email to guests without owners' knowledge
Device & app history: approximate location (network-based)
Device & app history: find accounts on the device
Device & app history: modify or delete the contents of your USB storage
Device & app history: read calendar events plus confidential information
Device & app history: read phone status and identity
Device & app history: read the contents of your USB storage
Device & app history: read your text messages (SMS or MMS)
Device & app history: receive text messages (SMS)
Other: full network access
Other: view network connections

Full permission list in the dataset repo. Permissions captured at harvest time; apps update silently.