killerloanapps · live: India · Sri Lanka · historical: India · Nigeria · deleted · methodology
UdhaarSaathi Merchant Loan App [India] lending
10 low (partial) · installs 100,000+ · rating 4.6416464 (10327) · updated 1787312976000
Corpus: India live · harvested 2026-09-21
Risk signals, not verdicts. Scores flag indicators of abusive-lending behaviour from public app-store data. A high score is not proof of illegality; a low score is not a safety certificate. See methodology.
Score breakdown (rubric 0.2)
| Indicator family | Weight | Score |
|---|---|---|
| I1 Brand & ASO abuse | w=15 | 0/100 |
| I2 I2 | w=? | 0/100 |
| I3 I3 | w=? | 0/100 |
| I4 I4 | w=? | 0/100 |
| I5 I5 | w=? | |
| I6 Permission excess | w=15 | 54/100 |
| I7 I7 | w=? |
Triggered signals
- none
Paperwork
| Developer | ROCTOGEN SERVICES PRIVATE LIMITED |
| Legal entity | ROCTOGEN SERVICES PRIVATE LIMITED |
| Legal email | developers@instamoney.app |
| Legal address | Gala-2 Cts No 141 Kuber, Chembers, Datta Mandir Rd, Malad East, Malad East, Mumbai, Maharashtra 400097, India |
| Legal phone | +91 84510 05686 |
| Developer email | support@udhaarsaathi.com |
| Website | https://www.udhaarsaathi.com/ |
| Privacy policy | https://www.instavyapaar.in/privacy-policy/ |
| Released | Feb 10, 2026 |
| Version | 1.1.6 |
| Play listing | — |
Permissions (13 total, 6 dangerous)
- Device & app history: approximate location (network-based)
- Device & app history: precise location (GPS and network-based)
- Device & app history: read your text messages (SMS or MMS)
- Device & app history: receive text messages (SMS)
- Other: full network access
- Other: view network connections
Full permission list in the dataset repo. Permissions captured at harvest time; apps update silently.