killerloanapps · live: India · Sri Lanka · historical: India · Nigeria · deleted · methodology
ZAVO: Helping You With EMIs [India] lending
17 low (partial) · installs 1,000,000+ · rating 4.361496 (21318) · updated 1788180307000
Corpus: India live · harvested 2026-09-21
Risk signals, not verdicts. Scores flag indicators of abusive-lending behaviour from public app-store data. A high score is not proof of illegality; a low score is not a safety certificate. See methodology.
Score breakdown (rubric 0.2)
| Indicator family | Weight | Score |
|---|---|---|
| I1 Brand & ASO abuse | w=15 | 0/100 |
| I2 I2 | w=? | 0/100 |
| I3 I3 | w=? | 0/100 |
| I4 I4 | w=? | 0/100 |
| I5 I5 | w=? | |
| I6 Permission excess | w=15 | 90/100 |
| I7 I7 | w=? |
Triggered signals
- none
Paperwork
| Developer | ZAVO NEXUS PRIVATE LIMITED |
| Legal entity | ZAVO NEXUS PRIVATE LIMITED |
| Legal email | support@thezavo.com |
| Legal address | G3/2, 2nd Floor, Malviya Nagar, Malviya Nagar (south Delhi), New Delhi, Delhi 110017, India |
| Legal phone | +61 458 879 016 |
| Developer email | info@thezavo.com |
| Website | http://thezavo.com |
| Privacy policy | https://www.thezavo.com/privacy-policy |
| Released | Nov 15, 2024 |
| Version | 1.2.12 |
| Play listing | — |
Permissions (19 total, 8 dangerous)
- Device & app history: approximate location (network-based)
- Device & app history: modify or delete the contents of your USB storage
- Device & app history: precise location (GPS and network-based)
- Device & app history: read phone status and identity
- Device & app history: read the contents of your USB storage
- Device & app history: read your contacts
- Other: full network access
- Other: view network connections
Full permission list in the dataset repo. Permissions captured at harvest time; apps update silently.