killerloanapps · live: India · Sri Lanka · historical: India · Nigeria · deleted · methodology
Olyv: Loans & Credit Score [India] lending
10 low (partial) · installs 10,000,000+ · rating 4.727532 (625766) · updated 1784105930000
Corpus: India live · harvested 2026-09-21
Risk signals, not verdicts. Scores flag indicators of abusive-lending behaviour from public app-store data. A high score is not proof of illegality; a low score is not a safety certificate. See methodology.
Score breakdown (rubric 0.2)
| Indicator family | Weight | Score |
|---|---|---|
| I1 Brand & ASO abuse | w=15 | 0/100 |
| I2 I2 | w=? | 0/100 |
| I3 I3 | w=? | 0/100 |
| I4 I4 | w=? | 0/100 |
| I5 I5 | w=? | |
| I6 Permission excess | w=15 | 54/100 |
| I7 I7 | w=? |
Triggered signals
- none
Paperwork
| Developer | Olyv (Formerly SmartCoin) |
| Legal entity | SmartCoin Financials Private Limited |
| Legal email | help@olyv.co.in |
| Legal address | 171 EMBASSY HERITAGE, 62/2-1, 8TH MAIN, OPP TO YESHWANTHPUR POLICE STATION, MALLESWARAM, Bengaluru, Karnataka 560055, India |
| Legal phone | +91 84312 45972 |
| Developer email | help@smartcoin.co.in |
| Website | https://www.olyv.co.in/ |
| Privacy policy | https://www.smartcoin.co.in/images/app/consent/document/english/privacy_policy_v5.html |
| Released | Jun 15, 2016 |
| Version | 6.0.3 |
| Play listing | — |
Permissions (15 total, 7 dangerous)
- Device & app history: approximate location (network-based)
- Device & app history: precise location (GPS and network-based)
- Device & app history: read your text messages (SMS or MMS)
- Device & app history: receive text messages (SMS)
- Other: full network access
- Other: reorder running apps
- Other: view network connections
Full permission list in the dataset repo. Permissions captured at harvest time; apps update silently.