killerloanapps · live: India · Sri Lanka · historical: India · Nigeria · deleted · methodology
Chola One: Digital Lending App [India] lending
17 low (partial) · installs 1,000,000+ · rating 4.067284 (41031) · updated 1789475661000
Corpus: India live · harvested 2026-09-21
Risk signals, not verdicts. Scores flag indicators of abusive-lending behaviour from public app-store data. A high score is not proof of illegality; a low score is not a safety certificate. See methodology.
Score breakdown (rubric 0.2)
| Indicator family | Weight | Score |
|---|---|---|
| I1 Brand & ASO abuse | w=15 | 0/100 |
| I2 I2 | w=? | 0/100 |
| I3 I3 | w=? | 0/100 |
| I4 I4 | w=? | 0/100 |
| I5 I5 | w=? | |
| I6 Permission excess | w=15 | 90/100 |
| I7 I7 | w=? |
Triggered signals
- none
Paperwork
| Developer | Cholamandalam Investment & Finance Company Limited |
| Legal entity | CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED |
| Legal email | anjalair@chola.murugappa.com |
| Legal address | Chola Crest, C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy Industrial Estate, Chennai City Corporation, Chennai, Tamil Nadu 600032, India |
| Legal phone | +91 97896 05018 |
| Developer email | customercareCSEL@chola.murugappa.com |
| Website | https://www.cholamandalam.com/chola-one-instant-personal-loan-app?utm_source=Google&utm_medium=store |
| Privacy policy | https://www.cholamandalam.com/chola-one/privacy-policy |
| Released | Feb 17, 2023 |
| Version | 0.0.80 |
| Play listing | — |
Permissions (18 total, 7 dangerous)
- Device & app history: approximate location (network-based)
- Device & app history: directly call phone numbers
- Device & app history: read phone status and identity
- Device & app history: read the contents of your USB storage
- Device & app history: read your text messages (SMS or MMS)
- Other: full network access
- Other: view network connections
Full permission list in the dataset repo. Permissions captured at harvest time; apps update silently.